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Medicare • Medicaid • LTC • VA
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Financial Resources
Financial Resources

Understanding your
payment options.

The cost of home healthcare doesn't have to be overwhelming. Multiple coverage options exist, and many patients qualify for far more than they realize. Our team helps you navigate every one.

Your Options

Coverage that may
surprise you.

Most families underestimate how much of home healthcare is covered by existing benefits — Medicare, Medicaid, VA programs, and long-term care insurance each cover significant portions of service for eligible patients. Our team verifies your benefits before care begins and handles all billing on your behalf.



Get a Free Assessment

"We handle all the billing complexity so you can focus entirely on healing."

Associates Home Health

Financial guidance
Coverage Options

Ways to pay for
your care

Medicare

Medicare Part A and B cover home health services for eligible homebound patients requiring skilled care ordered by a physician — including skilled nursing, therapy, and home health aide visits. No cost-sharing when eligible.

Medicaid / STAR+PLUS

Texas Medicaid programs, including STAR+PLUS managed care, cover home and community-based services for eligible individuals. We help you determine eligibility and navigate enrollment without the runaround.

VA Benefits

Eligible veterans can access home health and homemaker aide services through VA Community Care benefits at no cost. As an authorized VA provider, we handle coordination and authorization on your behalf.

Long-Term Care Insurance

Many LTC insurance policies cover substantial portions of home health and personal care services. We work directly with your insurer to verify benefits and manage billing — no extra work for your family.

Private Pay

For services not covered by insurance, we offer transparent private pay rates with no hidden fees. We work with your family to design a plan that delivers the right level of care within your budget.

Other Programs

Additional programs including PACE, Area Agency on Aging, community health grants, and disease-specific foundations may provide supplemental funding. Our social workers identify every resource available to you.

How Billing Works

We handle the
complexity for you.

01

Benefits Verification

Before care begins, we verify your specific coverage, explain exactly what's covered, and identify any cost-sharing responsibilities — so there are no surprises.

02

Direct Billing

We submit all claims directly to your insurance company or government program on your behalf — eliminating the paperwork burden from your family entirely.

03

Clear Statements

You receive clear, straightforward statements for any out-of-pocket costs. Our billing team is always available to explain any charge and answer every question.

Common Questions

About paying for care

Generally, benefits are coordinated rather than stacked for the exact same service, but different types of coverage often fill different gaps — for example, Medicare covering skilled nursing while a separate program covers daily personal care. We sort out exactly how your specific coverage works together.

We review the denial, identify the reason, and handle any appeal or resubmission directly — you're never expected to navigate that process alone or absorb a cost that should have been covered.

No — we verify your specific benefits before care begins, at no cost, so you know exactly what's covered and what, if anything, you'd owe before any service starts.

We offer transparent private-pay rates, and our medical social workers help identify other resources — community grants, disease-specific foundations, Area Agency on Aging programs — that may offset costs.

Typically within a few business hours of submitting your information through our free verification form or a phone call.

Start Your Journey

Ready for care built around you?

Let our care team walk you through your options — no cost, no obligation, just genuine guidance.

Associates Home Health
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